Long Term Care Insurance is very affordable and easy to obtain. You may see some stories which suggest differently, however, the facts are very clear. Unless you try on getting coverage when you are much older or in poor health, plans are affordable and should be part of your retirement plan.
Like many people these days you probably go to the internet to research products and services. It is easy and convenient. It can also be a maze of inaccurate or misleading information. Do a search on long-term care planning and long-term care insurance; you can find a bunch of stuff. This “stuff” suggests anything from LTC insurance is affordable and essential to very expensive and not necessary.
Most people start planning in their 40’s and 50’s as they look for ways to safeguard the money they are saving for their “golden years”. The financial costs and burdens of aging will impact your 401k, IRA, 403b and other savings. LTC insurance will also ease the burdens extended care places on family and protect your income and assets.
Read the full story on Long Term Care Insurance costs and shopping for coverage on LTC Planning News
With over 18 years of experience and 3000+ clients, few people in the country have my level of experience. I work with the top insurance companies in the industry including “hybrid” plans (single premium life or annuity products with death benefits and LTC riders), traditional tax-qualified plans with partnership benefits available in most states to short-term plans for older people or those with health issues.
Act before you retire when costs are low and your health is good – http://mccannltc.net/request-a-quote/