Kansas Cost of Care Calculator

View the costs of Long-Term Care in your area. Use the slider below to view future costs of care services with inflation.

Kansas Median
Long-Term Care 2020 2036(+16 Years) 2020 2036(+16 Years)
Homemaker Services $3,928 $6,492(+$32,143) $3,535 $5,843(+$28,929)
Home Health Aide $4,124 $6,817(+$33,751) $3,731 $6,167(+$30,536)
Adult Day Care $1,813 $2,997(+$14,839) $1,953 $3,228(+$15,980)
Assisted Living Facility $4,693 $7,757(+$38,406) $5,423 $8,963(+$44,380)
Semi-Private Room $5,577 $9,217(+$45,637) $6,689 $11,056(+$54,739)
Private Room $6,041 $9,985(+$49,437) $7,300 $12,065(+$59,738)
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State Information

Federal Partnership Program

The Kansas Long-Term Care Partnership Program offers a way for Kansans to protect their assets if they ever need to apply for Medicaid services. The initiative encourages Kansans to partner with the state-based program as they purchase qualified private long-term care insurance policies.

This is called “dollar-for-dollar asset protection” or “asset disregard”. If you have a qualified partnership long-term care insurance policy and exhaust all your benefits you are able to protect your estate, based on the total benefits paid by the policy, and still qualify for Medicaid.

Policy Example

For example, if your policy paid $350,000 in benefits you get $350,000 in asset disregard. No matter what happens, your estate will be protected by that amount. The Partnership Program also protects those assets after death from Medicaid estate recovery.


Most states have reciprocity with other states' long-term-care partnership programs including Kansas. This means if you move from or to Kansas your partnership asset protection follows you as well.

Please note, if you live in Kansas City, Missouri it would be the Missouri Long-Term Care Partnership Program which would apply.


Long-Term Care Medicaid spend down is $2,000. A spouse’s minimum asset allowance is minimum of $25,728 up to a maximum of one-half of countable assets up to $128,640.   Your spouse’s minimum monthly income allowance is $2,113.75. * The home equity limit is $595,000.

For more information about the Medicaid program visit www.medicaid.gov.

Rate Stability Rules

In addition, Kansas consumers enjoy additional peace-of-mind as the state has adopted Long-Term Care Insurance Rate Stability Rules.  These rules, developed the National Association of Insurance Commissioners, makes it much harder for an insurance company to get an approved rate increase.

Products Approved in Kansas

A variety of products are approved in Kansas for Long-Term Care Planning. This includes tradition policies, including those certified under the Kansas Partnership Program, short-duration plans and asset-based or “hybrid” policies.

Tax Incentives

There are no current state tax incentives available at this time, federal tax incentives do apply.

*The federal government sets a new minimum and maximum amounts each year, but states can set their own minimum requirements at any level between the federal limits. This information is based on the best available sources

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