Wyoming Cost of Care Calculator

View the costs of Long-Term Care in your area. Use the slider below to view future costs of care services with inflation.

Wyoming Median
Long-Term Care 2020 2036(+16 Years) 2020 2036(+16 Years)
Homemaker Services $4,321 $7,141(+$35,358) $5,499 $9,089(+$45,001)
Home Health Aide $4,910 $8,115(+$40,179) $4,910 $8,115(+$40,179)
Adult Day Care $2,488 $4,113(+$20,364) $2,488 $4,113(+$20,364)
Assisted Living Facility $4,362 $7,210(+$35,698) $4,584 $7,576(+$37,510)
Semi-Private Room $7,394 $12,221(+$60,508) $8,302 $13,722(+$67,943)
Private Room $7,770 $12,842(+$63,584) $8,866 $14,654(+$72,558)
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State Information

Federal Partnership Program

The State of Wyoming is a participant in the federal/state long-term care insurance partnership program. This program was authorized under federal law when President George W. Bush signed the Deficit Reduction Act of 2005 (DRA). This program provides consumers with additional “dollar-for-dollar” asset protection when they own a qualified partnership long-term care insurance policy. This is known as “asset disregard.”

“Asset disregard" means, with respect to qualification for state Medicaid benefits, the disregard of any assets or resources in an amount equal to the insurance benefit payments that are made to or on behalf of an individual who is a beneficiary under a qualified long-term care insurance partnership policy.

The Partnership Program also protects those assets after death from Medicaid estate recovery.

Policy Example

For example, if a qualified Wyoming Long-Term Care Partnership Policy pays $275,000 in benefits before it is exhausted, that same amount will not be considered (it will be ‘disregarded’) for the spend-down required for Medicaid long-term care benefits. This means you can keep an amount equal to the amount paid by the insurance company in addition to the normal allowance which is allowed by Medicaid and still access the Medicaid Long-Term Care benefit.


Most states have reciprocity with other states' long-term-care partnership programs including Wyoming. This means if you move from or to Wyoming your partnership asset protection follows you as well.


Long-Term Care Medicaid spend down is $2,000. A spouse’s minimum asset allowance is $128,640. Your spouse’s minimum monthly income allowance is $3,216. * The home equity limit is $595,000.

For more information about the Medicaid program visit www.medicaid.gov

Products Approved in Wyoming

A variety of products are approved in Wyoming for Long-Term Care planning. These include traditional and partnership certified plans, short-duration policies, and asset-based “hybrid” policies.

Tax Incentives

Wyoming does not offer any state tax incentive for long-term care insurance; however, federal tax incentives are available.

*The federal government sets a new minimum and maximum amounts each year, but states can set their own minimum requirements at any level between the federal limits. This information is based on the best available sources.

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